Smarter Tradelines. Stronger Business.
What you see is what you pay — no credit check, no hidden fees, no interest. It’s that simple, straightforward pricing designed to help your business build credit without unexpected costs or surprises.
Build Your Business Credit
CredyTrade plans1 report to all three credit bureaus and Dun & Bradstreet which can help improve your payment history, utilization, and account age. Not all plans report to all 3 so please choose your plan accordingly.
How It Works
Changing How Business Credit Works
Step 1 — Sign Up for a Plan
Choose a tradeline subscription that fits your business needs. Whether you want to start small or report to all three major business credit bureaus, CredyTrade has a plan designed for you.
Step 2 — Make Your Monthly Payments
Your on-time subscription payments are securely processed and reported as active tradelines, not a loan to Dun & Bradstreet, Experian Business, and Equifax Business — helping you build a stronger business credit profile.
Step 3 — Build Credit & Earn Rewards
Each successful payment boosts your business credit history while bringing you closer to cashback rewards. After 12 consecutive months of on-time payments, qualifying plans earn a cashback bonus — rewarding your consistency and loyalty.
Step 4 — Unlock Other Business Opportunities
With a stronger credit profile and positive tradelines, you may qualify for other company vendor terms, — all while getting rewarded for staying on track.
Each successful payment helps strengthen your business credit history. Over time, this can improve your PAYDEX score and open the door to better vendor terms, financing opportunities, and credibility with lenders and partners.
Plans & Pricing
Starter
$9.99/Mo
✓
Reports to Experian Only
✓
Helps build your Business Credit Profile
✓
Tradeline of $500
✓
Customer Service Support
Growth
$19.99/Mo
✓
Reports to all 3 Credit Bureaus + Dun & Bradstreet
✓
Tradeline of $1,000
✓
Priority Customer Service Support
Best Value
Professional
$49.99/Mo
✓
Reports to all 3 Credit Bureaus + Dun & Bradstreet
✓
2% Cashback
✓
Tradeline of $2,500
✓
Priority Customer Service Support
✓
Priority Reporting
Platinum
VIP Package
$99.99/Mo
✓
Reports to all 3 Credit Bureaus + Dun & Bradstreet
✓
3% Cashback
✓
Tradeline of $5,000
✓
Priority Customer Service Support
✓
Expedited reporting
Frequently Asked Questions
Does CredyTrade issue loans or lines of credit?
No — CredyTrade is not a lender, bank, or credit card issuer. We do not provide loans, revolving credit, or financing. Instead, we report your on-time subscription payments to the major business credit bureaus — Dun & Bradstreet, Experian Business, and Equifax Business — helping you establish and strengthen your business credit profile.
How does a missed or late payment affect my tradeline?
Missed or late payments can negatively affect your business credit profile:
Consistent on-time payments are essential to maximize your tradeline benefits and build a strong credit history.
If you miss a payment, the tradeline we report to the bureaus may be marked as late or delinquent, which can lower your business credit scores.
How does the cashback program work?
Our cashback rewards are available on qualifying plans and are designed to reward consistency and loyalty:
- You must remain continuously subscribed for 12 consecutive months.
- All payments must be on time during that period.
- After 12 successful months, we issue your cashback reward in the form of a refund.
- The check is mailed to the business name and address on file.
Important: Missing a payment or canceling your subscription resets your cashback eligibility.
When will my tradeline appear on my business credit reports?
Typically, it takes 30 to 60 days from your first successful payment for your tradeline to appear on your business credit reports.
Reporting timelines may vary depending on the bureau’s processing schedule.
Each on-time payment thereafter continues to strengthen your profile.
Can CredyTrade guarantee a perfect business credit score?
No — CredyTrade cannot guarantee a specific credit score or approval for loans, vendor accounts, or financing.
While our service helps establish and strengthen business credit, results will vary based on your full credit history.
We report your payments accurately, but your overall business credit profile is influenced by many factors, including:
Outstanding debts
Other tradelines and vendor accounts
Public filings (e.g., liens or bankruptcies)
Existing credit utilization
Get in Touch
Phone: 904-706-6822
Email: [email protected]
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